The Goods and Services Tax (GST) is a value-added tax levied on most goods and services sold for domestic consumption. The GST is paid by consumers, but it is remitted to the government by the businesses selling the goods and services. In effect, GST provides revenue for the government.



Types of Income Tax Return Forms : - To file tax returns Income Tax Department had issued a series of forms applicable to different type of assesses:

  • ITR 1 : For Individuals having Income from Salaries, one house property, other sources (interest etc.) and having total income up to Rs.50 lakh.
  • ITR 2 : This form is applicable For Individual & HUFs not carrying out business or profession under any proprietorship.
  • ITR 3 : This form is applicable For Individuals & HUFs having income from a proprietary business or profession.
  • ITR 4 : This form is applicable For presumptive income from Business & Profession.
  • ITR 5 : This form is applicable for a For persons other than – (i) individual,(ii)HUF, (iii) company, and (iv)person filling ITR-7
  • ITR 6 : This form is applicable For Companies other than companies claiming exemption under section 11
  • ITR 7 : This form is applicable For persons including companies required to furnish return under section 139(A) or section (1394B) or section 139(4C) or section 139(4D) or section 139(4E)


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Mobile phones are an intrinsic part of our lives and with association, so is online mobile recharge. Online recharge gives you the liberty to recharge your mobile phone number anytime and from anywhere - be it from your home, office, restaurant or vacation, all you need is an internet connection. When you think of easy online recharge options.

Your online mobile recharge is all done.

Helps you save your time, effort and money. Besides enabling free online mobile recharges, it also ensures easy recharge online.

Domestic Money Transfer

Fund transfers will now be made easy with Cash to Account. Carry in cash and walk-in to any E Suvidhakendra branch or select merchant establishments, fill in few details and have the money transferred to your loved ones, anywhere in the country.

Key Features
  • Send money instantly
  • Available 24x7x365
  • Fund transfer can be done on Sundays and bank holidays
  • Instant confirmation to sender via SMS
  • Safe and secure transaction
  • This service is available across all the bank branches
Key Benefits
  • Cost effective
  • Safe and secure transaction
  • Fund transfer to all the PSUs and Private Banks
  • Free SMS alerts on every transaction
  • Near doorstep remittance facility


In order to further speed track Financial Inclusion in the country, Two Working Groups were constituted by RBI on MicroATM standards and Central Infrastructure & Connectivity for Aadhaar based financial inclusion transactions with members representing RBI, Unique Identification Authority of India, NPCI, Institute for Development and Research in Banking Technology and some special invitees representing banks and research institutions.

The working group on MicroATM standards & Central Infrastructure & Connectivity has submitted its report to RBI. As a part of the working group it was proposed to conduct a Lab level Proof of concept (PoC), integrating the authentication & encryption standards of UIDAI, to test the efficacy of MicroATM standards and transactions using Aadhaar before they are put to actual use. The PoC was successfully demonstrated at various venues.

AePS is a bank led model which allows online interoperable financial inclusion transaction at PoS (MicroATM) through the Business correspondent of any bank using the Aadhaar authentication. AePS allows you to do six types of transactions.

The only inputs required for a customer to do a transaction under this scenario are
  • IIN (Identifying the Bank to which the customer is associated)
  • Aadhaar Number
  • Fingerprint captured during their enrollment
  • To empower a bank customer to use Aadhaar as his/her identity to access his/ her respective Aadhaar enabled bank account and perform basic banking transactions like cash deposit, cash withdrawal, Interbank or interbank fund transfer, balance enquiry and obtain a mini statement through a Business Correspondent
  • To sub-serve the goal of Government of India (GoI) and Reserve Bank of India (RBI) in furthering Financial Inclusion.
  • To sub-serve the goal of RBI in electrification of retail payments.
  • To enable banks to route the Aadhaar initiated interbank transactions through a central switching and clearing agency.
  • To facilitate disbursements of Government entitlements like NREGA, Social Security pension, Handicapped Old Age Pension etc. of any Central or State Government bodies, using Aadhaar and authentication thereof as supported by UIDAI.
  • To facilitate interoperability across banks in a safe and secured manner.
  • To build the foundation for a full range of Aadhaar enabled Banking services.

Ayushman eCard

  • A potential beneficiary may visit either an empanelled hospital or a designated Kiosk or center for his/her identification.
  • Beneficiary needs to come with preferably Aadhaar Card or any other photo based individual Government ID like Voter ID card, PAN card etc. along with family ID like Ration Card, State identified family ID, etc.
  • Pradhan Mantri Arogya Mitra (PMAM) or Kiosk / Center Operator will search a beneficiary name/family using different ways/parameters.
  • Upon identification of beneficiary in BIS Application, beneficiary will be asked to submit either Aadhaar Number (preferable) or any other photo based individual Govt. ID for individual identification/verification.
  • PMAM or Kiosk / Center Operator will perform an online authentication using Aadhaar or enter details in case of Non-Aadhaar Verification and also validate beneficiary's mobile number. A photo of the beneficiary will also be collected (in case of Non-Aadhaar verification)
  • Beneficiary will also have to submit a family ID document (e.g. Ration Card) for establishing his relationship in the family. The operator will also scan and upload the family ID document submitted by the beneficiary.
  • The Operator then submits the 'record' to the approving authorities for further verification and approval. The approving authority can either be an Insurance company or Trust as the case may be.
  • The record can then be approved or recommended for rejection by these authorities. If the record is recommended for rejection, then the approving authority will specify the reason and SHA will take a final decision on the recommended records.
  • Approved beneficiary records are assigned an AB-PMJAY ID. These records are considered as 'verified beneficiaries'.





CIN : U74999GJ2017PTC095431


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